Attorneys Michael Faro and J. Christopher Crowder specialize in Chapter 7 and Chapter 13 bankruptcy as well as other forms of debt relief, credit card debt and stopping wage garnishment. Our Melbourne and Cocoa, FL bankruptcy attorneys and staff understand how overwhelming a financial situation can be and the many questions you may have about bankruptcy filing. We will work with you throughout the process and help you get a fresh financial start.
Attorney Faro & Attorney Crowder
Bankruptcy can breathe new life into a dying business or give a family a second chance to thrive. Faro & Crowder, PA specializes in Chapter 7 or “liquidation” bankruptcy and Chapter 13 or “reorganization” bankruptcy.
We may be able to negotiate with your creditors to settle your debt, stop harassing phone calls, challenge debts that are invalid or unenforceable, and make credit bureaus remove inaccurate information from your credit report.
If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin. These collection efforts may include wage or bank account garnishment.
Mortgage foreclosure is a serious matter that will have lasting consequences on your credit and could result in a substantial deficiency judgment.
There are laws that limit what debt collectors can say or do. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass a person when collecting certain types of debt.
We can help guide you through your real estate purchase or sale, including evaluating the risk of waiving any exceptions, condominium/homeowner’s association disclosures, and handling closing.
Attorney Mike Faro and Attorney Christopher Crowder’s focus is on bankruptcy and debt relief. Faro & Crowder, PA offers a free initial consult for consumer bankruptcy or foreclosure defense. Setting up a consultation is simple: fill out the contact form on our website or give our office a call.
We work with clients during every step of the bankruptcy process. We help individuals with credit card debt, medical debts, stopping wage garnishment or bank account garnishment and defense against debt collectors.
Our offices have been open in Brevard County since 2005, with Attorney Crowder joining the firm as a partner in 2009. Our regular hours are Monday through Friday from 9:00 a.m. until 5:00 p.m. We encourage all new consultations to be done telephonically. In some circumstances, a lawyer may be available for early morning, evening, weekend. Our offices are located in Melbourne and Cocoa, FL.
If you are behind on house payments, car payments, or feel like you will never be able to get out of debt it may be time to talk to Faro & Crowder about your debt relief options. Bankruptcy can give a family a second chance to prosper or breathe new life into a dying business. Our goal is to help you understand if bankruptcy is right for you.
We are licensed to practice in the courts of Florida, the United States District Court for the Middle District of Florida, and the United States Bankruptcy Court for the Middle District of Florida. We regularly appear in courts in Melbourne, Viera, Titusville, and Orlando.
The decision to hire an attorney is an important one and should not be based on advertising alone. We believe our reputation and track record speak for themselves, but we welcome you to ask our other clients about their experience working with us.